Cost Of Health Care Essay

Our health, or the absence of such, can be very expensive. Many vulnerable populations simply do not have private funds available to pay for their care. Relating your research to individuals with mental conditions, select a mental illness of your choice and discuss your response to the following questions: Cost Of Health Care Essay

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What public financing resources are available to individuals with this particular mental condition?
What are the eligibility requirements and restrictions to receive these funds?
What happens if eligibility standards/requirements are not met by those with this illness?
Research and discuss two methods of alternative funding for care for this group. What are the benefits and limitations of the methods you discussed?
Your initial contribution should be 250 to 300 words in length. Your research and claims must be supported by your course text and at least one other scholarly source. Use proper APA formatting for in-text citations and references as outlined in the Ashford Writing Center. Cost Of Health Care Essay

Rising medical costs are a worldwide problem, but nowhere are they higher than in the U.S. Although Americans with good health insurance coverage may get the best medical treatment in the world, the health of the average American, as measured by life expectancy and infant mortality, is below the average of other major industrial countries. Inefficiency, fraud and the expense of malpractice suits are often blamed for high U.S. costs, but the major reason is overinvestment in technology and personnel.

There are three issues when it comes to the health care cost rising. The first is the rising cost in prescription drugs. The second area of rising cost is the increased technologies when it comes to the medical industry.  Cost Of Health Care Essay
More and more people with medical insurance are relying on the health care system as new technologies and treatments become available. This leads to a grater number of claims for payment by insurance companies, the costs of which are passed back to health care consumers. The baby-boom generation is entering its peak health-care using period. Over eighty million Americans will turn 50 in the next 10 years. The cost of providing heath care for these individuals will be staggering Cost Of Health Care Essay

The impact this rise is going to have on heath care as well as heath insurance is very dramatic. Most health insurers, private sector employers and consumers can expect increases in insurance premiums. This includes both traditional types of insurance and managed care programs, or HMOs. Some health insurance plans may also reduce benefits to keep their plans affordable. This may include increasing cost-sharing responsibility of members and the amount members pay out of pocket for certain services, such as prescription drugs. Cost Of Health Care Essay

Rising medical costs are a worldwide problem, but nowhere are they higher than in the U.S. Although Americans with good health insurance coverage may get the best medical treatment in the world, the health of the average American, as measured by life expectancy and infant mortality, is below the average of other major industrial countries. Inefficiency, fraud and the expense of malpractice suits are often blamed for high U.S. costs, but the major reason is overinvestment in technology and personnel. Cost Of Health Care Essay
There are three issues when it comes to the health care cost rising. The first is the rising cost in prescription drugs. The second area of rising cost is the increased technologies when it comes to the medical industry. The third problem is the aging population. Prescription drugs are the area of the fastest growing health care expense, and it is projected to grow at 20 to 30 percent each year over the next several years. There are many newer, more expensive drugs on the market, and the use of these prescriptions is exploding. In addition, with so much television advertising, many consumers ask their doctors for expensive, brand name drugs when there may actually be a generic drug that works just as well.
Over the past decade, scientists have made significant advancements in the treatment of certain diseases. Unfortunately, just like any new product, the cost of developing these new technologies and treatments is extremely high. Plus, unlike other technology Cost Of Health Care Essay